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Are you still on this”New year, new moneyor have you already given up on your resolution to save more money in 2019? Well, if you’re still working for arrange your personal finances (Don’t give up!), then you’ve come to the right place. We have After personal finance books for your bibliophile needs! This time around, we’re bringing you the best budgeting books to help you save more money, so you can afford ALL THE BOOKS guilt-free! #Urwelcome 😉
best budgeting books
Hello Millennials! This one is for you and your “to spoil everything” habits. With humor and personal stories, Lowry shows readers how to go from penniless financial savvy to financially savvy with simple tips and step-by-step guidance.
Debt-Free or Die Trying: How I Got Buried in Over $30,000 in Debt and Dig My Way Through at 30 by Marcus Garrett
If this is the year you’re going to budget like a boss and finally be debt free, then this is the book for you! Garrett reveals his personal story of how living paycheck to paycheck and not being able to properly manage his credit cards caused him to hit financial rock bottom and shares the methods, which include the dreaded “B” word, which got him out of debt for good. Without debt or die trying is a great read to know that you are not alone in your fight against debt AND that it is possible to end the vicious cycle of debt.
This is an essential guide for people who want to stop living paycheck to paycheck and start enjoying the money you didn’t even know you had. Yes you can! With this step-by-step guide, you can improve your spending habits, prepare for emergencies, and plan for the future.
The Financial Diet: A Complete Beginner’s Guide to Getting Good With Money by Chelsea Fagan and Lauren Ver Hage
From the mind behind the popular finance blog of the same name is the personal finance book for people who don’t care about personal finance. The financial regime provides tools for creating a budget, but it doesn’t stop there! Fagan believes being smart with money doesn’t stop at the bank. It’s about everything from the clothes you buy to the food you choose to eat. The financial regime is the total package!
How to manage your money when you have none by Erik Wecks
Specifically for those struggling to pay their bills, this book offers a realistic path to financial stability in today’s turbulent economy. Also, unlike some of the other finance fanatics on the list, Wecks isn’t wealthy and isn’t here to teach readers how to build wealth. It gives guidelines for doing the best with the income you have.
Kakeibo: the Japanese art of saving money by Fumiko Chiba
For all those Marie Kondo fans, here is your opportunity to bring Japanese minimalism to your finances. Fun fact: Kakeibo was invented by Japan’s first female journalist, Hani Motoko, to help busy women master their finances. Chiba brings the concept to the masses with this budget journal that can help you manage your finances by taking it by analogy with pencil and paper.
The Week-Long Budget: Learn How to Build Your Money Management System in 7 Days or Less by Tiffany Adiche
Known in the personal finance world as “The Budgetnista”, Adiche offers an engaging and fun read for anyone who wants to manage their day-to-day expenses and make more frugal choices while living a fabulous, fulfilling life. The book is aimed at young adults looking to get out of debt or just starting out on their own, but the methods work for people of all ages.
For budget-conscious people who are ready to go from a index card to a single sheet of paper, Richards’ book is for those of us who just want someone to tell them what to do to properly manage their money. One-page financial plan is here to help you fill in your gaps in your financial knowledge and take you from where you are now to where you want to go.
Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money the Poor and Middle Class Don’t by Robert Kiyosaki
Despite its title, this book isn’t just for dads. The title comes from the author’s personal experience with two fathers who taught him about money through their actions. These experiences inspired one of the best-selling personal finance books of all time, which offers practical financial advice that may seem counter-intuitive to a finance novice, like high income isn’t necessary to get rich. and a house is not an asset. 😮
The Total Money Makeover: A Proven Plan for Financial Health by Dave Ramsey
Ramsey is considered the “godfather of personal finance” and his Total Money Transformation often tops the list of best personal finance books. His tactics and personality can be polarizing, but his adage “Live like no one else now, live like no one else later” resonates with many people ready to put their financial house in order. Perhaps Ramsey’s methods will resonate with you too.
You Need a Budget: The Proven System to Break the Paycheck-to-Paycheck Cycle, Get Out of Debt, and Live the Life You Want by Jesse Mecham
The title of the book is self-explanatory. You need a budget, and Mecham is here to guide you to your true financial priorities with four simple (and proven) rules that will help transform your ability to manage money.
Are you ready to start stacking those Benjamins? Let’s go! But rRemember kids, be safe because, as the great philosopher Biggie Smalls once told us, “Mo’ Money, Mo’ Problems.”
If you always have your money on your mind and your money on your mind, then read these books too! And, hit the comments to share your suggestions for the best budgeting books!